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                                                                                    Journal Article
                                                                                
                                            From subprime mortgages to subprime credit cards
                                        
                                        
                                        
                                        
                                                                                    
                                                                                                    Since the 2005 changes to bankruptcy law made subprime products safer for credit card companies, they are promoting more cards to consumers with poor credit. High up-front fees and penalties may call for consumer caution.