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Federal Reserve Bank of St. Louis
Annual Report
Mobile Payments Innovation
David Benitez
Mike Milchanowski
Abstract

Mobile payment technology, or the ability to pay for goods and services via mobile phone, has experienced a rise in adoption and popularity in the past few years. Its rise stems from companies and consumers alike looking for new ways not only to make payments more accessible and convenient, but also to help decrease certain types of fraud.


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David Benitez & Mike Milchanowski, "Mobile Payments Innovation" , Federal Reserve Bank of St. Louis, Annual Report, pages 14-15, number 00009, 2014.
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Keywords: Mobile payments; Credit fraud; Europay MasterCard and Visa (EMV)
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