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Federal Reserve Bank of Kansas City
Payments System Research Briefing
Discounts and surcharges: implications for consumer payment choice
Fumiko Hayashi
Abstract

This article reviews the current landscape for payment discounts and surcharges, considers whether they influence consumer payment choice, and offers several policy responses.


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Fumiko Hayashi, "Discounts and surcharges: implications for consumer payment choice" , Federal Reserve Bank of Kansas City, Payments System Research Briefing, issue Jun, 2012.
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Keywords: Payment systems ; Consumer behavior ; Credit cards ; Debit cards
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Fed-in-Print is the central catalog of publications within the Federal Reserve System. It is managed and hosted by the Economic Research Division, Federal Reserve Bank of St. Louis.

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