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Federal Reserve Bank of Cleveland
Economic Commentary
Securitization: more than just a regulatory artifact
Charles T. Carlstrom
Katherine A. Samolyk
Abstract

An exploration of the recent boom in asset-backed lending, or securitization, by both financial institutions and nonbank firms, which the authors contend is more the result of improvements in information technology than a response to the regulatory costs of traditional bank funding.


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Charles T. Carlstrom & Katherine A. Samolyk, "Securitization: more than just a regulatory artifact" , Federal Reserve Bank of Cleveland, Economic Commentary, issue May, 1992.
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Keywords: Asset-backed financing
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