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Federal Reserve Bank of Cleveland
Economic Commentary
Making judgments about mortgage lending patterns
Robert B. Avery
Abstract

A discussion of discrepancies in methods of evaluating evidence on mortgage-lending discrimination in minority and low-income areas, outlining fundamental differences between studies that focus mostly on neighborhood characteristics and regulatory-agency compliance examinations that concentrate on the attributes of individual lenders.


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Robert B. Avery, "Making judgments about mortgage lending patterns" , Federal Reserve Bank of Cleveland, Economic Commentary, issue Dec, 1989.
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Keywords: Mortgages ; Discrimination in mortgage loans
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