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Banking Analytics: Allowance for Credit Losses Remains Stable at U.S. Banks
Abstract: The ACL coverage ratio, which was stable at 1.66% for U.S. banks in the first quarter of 2026, offers insight about the risk in banks’ loan portfolios.
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https://www.stlouisfed.org/on-the-economy/2026/jul/banking-analytics-allowance-credit-losses-remain-stable-us-banks
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Provider: Federal Reserve Bank of St. Louis
Source: On the Economy
Publication Date: 2026-07-06
Note: This series is part of ongoing work by the Supervisory Policy and Risk Analysis team to highlight key banking metrics in monitoring the health of the banking system, a function of the St. Louis Fed’s Supervision, Credit and Learning Division.