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Banking Analytics: Uninsured Deposit Ratio Back to Prepandemic Level
Abstract: The ratio of uninsured deposits to total deposits held by U.S. commercial banks increased slightly in the fourth quarter of 2025, to 43.3%.
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https://www.stlouisfed.org/on-the-economy/2026/apr/banking-analytics-uninsured-deposit-ratio-back-prepandemic-level
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Provider: Federal Reserve Bank of St. Louis
Source: On the Economy
Publication Date: 2026-04-17
Note: This series is part of ongoing work by the Supervisory Policy and Risk Analysis team to highlight key banking metrics in monitoring the health of the banking system, a function of the St. Louis Fed’s Supervision, Credit and Learning Division.