Working Paper

Potential competitive effects on U.S. bank credit card lending from the proposed bifurcated application of Basel II


Abstract: This paper analyzes the potential competitive effects of the proposed bifurcated application of Basel II capital regulations in the United States on bank credit card lending activities. For this purpose, the authors consider the Basel II regulations as stated in the June 2004 Basel Committee Framework Agreement. ; Also issued as Payment Cards Center Discussion Paper No. 05-21 ; Superseded by Working Paper 07-09

Keywords: Basel capital accord; Credit cards;

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Provider: Federal Reserve Bank of Philadelphia

Part of Series: Working Papers

Publication Date: 2005

Number: 05-29