How Mortgage Lock-In Affects the Price of Housing

Journal Article

Abstract: There has never been such a huge gap between the rate homeowners pay and the rate for new mortgages.

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File(s): File format is application/pdf https://www.philadelphiafed.org/-/media/frbp/assets/economy/articles/economic-insights/2025/q3/eiq325.pdf?utm_medium=email&utm_source=Economic-Insights&utm_content=2025Q3

Provider: Federal Reserve Bank of Philadelphia

Part of Series: Economic Insights

Publication Date: 2025-09-29

Volume: 10

Issue: 3

Pages: 1-5