Discussion Paper

Coming to Terms with Operational Risk


Abstract: The term ?operational risk? often evokes images of catastrophic events like hurricanes and earthquakes. For financial institutions, however, operational risk has a broader scope, encompassing losses related to fraud, rogue trading, product misrepresentation, computer and system failures, and cyberattacks, among other things. In this blog post, we discuss how operational risk has come into greater focus over the past two decades?to the point that it now accounts for more than a quarter of financial institutions? regulatory capital.

Keywords: Operational risk;

JEL Classification: G2;

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Bibliographic Information

Provider: Federal Reserve Bank of New York

Part of Series: Liberty Street Economics

Publication Date: 2019-01-07

Number: 20190107