Discussion Paper

Introducing the SCE Credit Access Survey

Abstract: Today, we are releasing new data on consumers? experiences and expectations regarding credit demand. We?ve been collecting these data every four months since mid-2013, as part of our Survey of Consumer Expectations (SCE). Other data sources describing consumer credit either provide aggregates that are an interaction of credit supply and demand (such as the FRBNY Consumer Credit Panel), or show only short-term changes in supply and demand (as reported by the supply side in the Senior Loan Officer Opinion Survey), or are too infrequent to provide a real-time picture of changes in consumer credit demand and access (Survey of Consumer Finances). The goal of the SCE Credit Access Survey?which will henceforth be published every four months?is to fill this void. In this blog post, we provide an overview of the survey and highlight some of its features.

Keywords: Survey of Consumer Expectations (SCE); credit access; experiences; expectations;

JEL Classification: D1;

Bibliographic Information

Provider: Federal Reserve Bank of New York

Part of Series: Liberty Street Economics

Publication Date: 2014-11-20

Number: 20141120