Grading Student Loans

Brown, Meta; Haughwout, Andrew F.; Lee, Donghoon; Mabutas, Maricar; Van der Klaauw, Wilbert

Discussion Paper

Grading Student Loans

Abstract: Student loans support the education of millions of students nationwide, yet much is unknown about the student loan market. Relevant data are limited and, for the most part, anecdotal. Also, sources tend to focus on recent college graduates and do not reveal much information about the indebtedness of parents, graduate students, and those who drop out of school.

Keywords: FRBNY Consumer Credit Panel; Student Loan; Student Loan Default;

JEL Classification: D1;