Journal Article

How severe was the credit cycle in the New York-northern New Jersey region?


Abstract: U.S. households accumulated record-high levels of debt in the 2000s and then began a process of deleveraging following the Great Recession and financial crisis. However, the magnitude of these swings in the use of credit varied considerably within the United States. An analysis of trends in household debt over the past decade shows that compared with the nation as a whole, the New York?northern New Jersey region experienced a relatively mild \\"credit cycle,\\" although pockets of financial stress exist.

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Provider: Federal Reserve Bank of New York

Part of Series: Current Issues in Economics and Finance

Publication Date: 2012

Volume: 18

Issue: Nov

Order Number: 8