Discussion Paper

Quantifying the costs of additional regulation on community banks


Abstract: In this Economic Policy Paper, we quantify the cost of increased regulation on community banks. We do so by modeling the impact of new regulatory costs as the hiring of additional staff, resulting in higher total compensation and lower profitability. We then analyze the changes in the distribution of community bank profitability.

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File(s): File format is application/pdf https://www.minneapolisfed.org/~/media/files/pubs/eppapers/13-3/epp_13-3_community_banks.pdf
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Bibliographic Information

Provider: Federal Reserve Bank of Minneapolis

Part of Series: Economic Policy Paper

Publication Date: 2013

Number: 13-3