File(s): https://fraser.stlouisfed.org/scribd/?toc_id=500913&filepath=/docs/publications/frbslreview/rev_stls_199511.pdf&start_page=63#scribd-open

File(s): File format is application/pdf https://files.stlouisfed.org/files/htdocs/publications/review/95/11/Commentary2_Nov_Dec1995.pdf