File(s): File format is application/pdf https://files.stlouisfed.org/files/htdocs/publications/review/92/07/Deposit_Jul_Aug1992.pdf

File(s): https://fraser.stlouisfed.org/scribd/?toc_id=499970&filepath=/docs/publications/frbslreview/rev_stls_199207.pdf&start_page=52#scribd-open