File(s): https://fraser.stlouisfed.org/scribd/?toc_id=499676&filepath=/docs/publications/frbslreview/rev_stls_198110.pdf&start_page=13#scribd-open

File(s): File format is application/pdf https://files.stlouisfed.org/files/htdocs/publications/review/81/10/Ado_Oct1981.pdf