Journal Article

CRA: An Examiner’s Perspective — Assessing Community Credit Needs


Abstract: An examiner reviews the important opportunity financial institutions have in establishing relationships with community development organizations.

Keywords: Community Reinvestment Act (CRA); community development organizations;

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Bibliographic Information

Provider: Federal Reserve Bank of St. Louis

Part of Series: Bridges

Publication Date: 2020-06-29

Note: This article is part of a series on Community Reinvestment Act (CRA) best practices from an examiner’s perspective. Although this column focuses on CRA best practices for financial institutions, the content may provide insights for community development organizations working with financial institutions in meeting credit and community development needs. As a disclaimer, this series is meant only to represent best practices; financial institutions should consider the information presented in context of the requirements or guidance of their primary regulators and the business needs of their financial institutions.