Briefing

U.S. Consumers’ Use of Cryptocurrency for Payments


Abstract: Some policymakers and payments industry participants expect consumers to use stablecoins—a type of cryptocurrency intended to maintain a stable value relative to some other asset—for payments. However, the share of U.S. consumers who use cryptocurrency for payments has been very small and recently declined slightly. The most cited reason for using cryptocurrency is that the person or business receiving the money preferred it, suggesting many users passively choose cryptocurrency for payments.

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Bibliographic Information

Provider: Federal Reserve Bank of Kansas City

Part of Series: Payments System Research Briefing

Publication Date: 2025-05-21

Pages: 6