Journal Article

Economies of scale and scope at depository financial institutions: a review of the literature


Abstract: Changes in laws and regulations for the financial industry could reshape the structure of the banking industry, especially if the changes allow banks to achieve cost economies. The evidence suggests that large diversified banks have not enjoyed substantial cost advantages over smaller institutions.

Keywords: Banking structure; Economies of scale;

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Bibliographic Information

Provider: Federal Reserve Bank of Kansas City

Part of Series: Economic Review

Publication Date: 1988

Volume: 73

Issue: Sep

Pages: 16-33