Journal Article

First-Time Homeownership Became Less Affordable Across Most of the United States in Recent Years


Abstract: New homeownership became less affordable across much of the United States over the last five years. Swiftly rising house prices and higher borrowing costs have not been fully offset by wage gains, making homeownership less affordable in both metropolitan and rural areas. Although new homeownership is less affordable than in years past, slower housing price gains and steadily rising wages may offer some reprieve for housing affordability in the coming year.

Keywords: housing markets; income gap; wages;

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File(s): File format is application/pdf https://www.kansascityfed.org/documents/10657/EconomicBulletin25FarhaMcCoyRodziewicz0115.pdf
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Bibliographic Information

Provider: Federal Reserve Bank of Kansas City

Part of Series: Economic Bulletin

Publication Date: 2025-01-15

Pages: 4