Journal Article
Assessing the impact of regulation on bank cost efficiency
Abstract: The author finds that the bank production process was significantly distorted during a period typically associated with heavy industry regulation. As deregulation occurred, banks fully exploited the cost advantages associated with size and reaped significant gains from technological change. Efficiency significantly improved with deregulation.
Keywords: Banks and banking - Costs; Bank supervision;
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Bibliographic Information
Provider: Federal Reserve Bank of Chicago
Part of Series: Economic Perspectives
Publication Date: 1998
Volume: 22
Issue: Q II
Pages: 21-32