Thrift involvement in commercial and industrial lending

Pilloff, Steven J.; Prager, Robin A.

doi:10.17016/bulletin.1998.84-12

Journal Article

Thrift involvement in commercial and industrial lending

Abstract: How important a role do thrift institutions play in local banking market competition? This article looks at a key aspect of that issue by examining the commercial and industrial lending of commercial banks and thrifts during the 1990s. Generally, thrifts were far less involved in C&I lending than banks during the period, but their involvement varied considerably with such factors as local deposit market concentration and institution size, charter type, and ownership status.

Keywords: Savings and loan associations; Bank loans;

JEL Classification: G21; G32;

https://doi.org/10.17016/bulletin.1998.84-12