Journal Article

Changes in U.S. family finances from 2004 to 2007: evidence from the Survey of Consumer Finances


Abstract: The Federal Reserve Board's Survey of Consumer Finances for 2007 provides insights into changes in family income and net worth since the 2004 survey. The survey shows that, over the 2004-07 period, the median value of real (inflation-adjusted) family income before taxes was little changed, while mean income climbed 8.5 percent. Unlike family income over this period, both median and mean net worth increased; the median rose 17.7 percent, and the mean rose 13.0 percent. This article reviews these and other changes in the financial condition of U.S. families, including developments in assets, liabilities, and debt payments.

Keywords: Consumer surveys; Households - Economic aspects;

https://doi.org/10.17016/bulletin.2009.95-2

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File(s): File format is application/pdf http://www.federalreserve.gov/pubs/bulletin/2009/pdf/scf09.pdf

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Bibliographic Information

Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: Federal Reserve Bulletin

Publication Date: 2009

Volume: 95

Issue: 2