Discussion Paper

“The Only Way I Could Afford It”: Who Uses BNPL and Why


Abstract: Buy now, pay later (BNPL) is a fast-growing credit product that allows consumers to split payments over time. BNPL gained popularity as a new alternative credit product for online retail purchases over the past decade and has become available for in-person purchases as well as post-purchase credit card installment payment plans.

https://doi.org/10.17016/2380-7172.3675

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Bibliographic Information

Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: FEDS Notes

Publication Date: 2024-12-20

Number: 2024-12-20-4