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Discussion Paper

Local Concentration in the Small Business Lending Market and Its Relationship to the Deposit Market


Abstract: This note analyzes competition and concentration in the small business lending market using data obtained from Community Reinvestment Act (CRA) disclosures and data on local branches from the Federal Deposit Insurance Corporation's (FDIC) Summary of Deposits (SOD). In 1963, the Supreme Court defined the product market for commercial banking.

https://doi.org/10.17016/2380-7172.2972

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Bibliographic Information

Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: FEDS Notes

Publication Date: 2021-08-24

Number: 2021-08-24