Discussion Paper
Assessing Bank Resilience to a Funding Shock
Abstract: Deposits are the largest source of funding for U.S. banks, representing approximately two-thirds of liabilities. Deposits also remain key to bank profitability, as they typically function as a stable source of long-term funding at a cost well-below interest earned on bank assets.
https://doi.org/10.17016/2380-7172.3987
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https://www.federalreserve.gov/econres/notes/feds-notes/assessing-bank-resilience-to-a-funding-shock-20260217.html
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Bibliographic Information
Provider: Board of Governors of the Federal Reserve System (U.S.)
Part of Series: FEDS Notes
Publication Date: 2026-02-17
Number: 2026-02-17