Working Paper

Fedwire Funds Service: Payments, Balances, and Available Liquidity


Abstract: We analyze the universe of payments settled through the Fedwire Funds Service--the primary U.S. real-time gross settlement service operated by the Federal Reserve--for the period January 2004 to December 2020. We report on trends in payments volume, payments value, balances, and overdrafts, in addition to documenting changes in the behavior of financial institutions transacting via the Fedwire Funds Service.

Keywords: Fedwire; Payments; Overdrafts; Liquidity;

JEL Classification: E58; G20;

https://doi.org/10.17016/FEDS.2021.070

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Bibliographic Information

Provider: Board of Governors of the Federal Reserve System (U.S.)

Part of Series: Finance and Economics Discussion Series

Publication Date: 2021-11-05

Number: 2021-070