Journal Article

Consumer decisionmaking: insights from behavioral economics


Abstract: The increased complexity of the financial markets has made it difficult for consumers to choose products that best serve their interests. Behavioral economists explore consumers' psychological process in making decisions, such as immediate gratification, overconfidence, inertia or a lack of cognitive ability to understand the costs and benefits of financial services.

Keywords: Consumer behavior; Financial literacy;

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Bibliographic Information

Provider: Federal Reserve Bank of Dallas

Part of Series: Banking and Community Perspectives

Publication Date: 2010

Issue: 3