Journal Article

Determining coverage under HOEPA

Abstract: To understand how these amendments affect a typical home equity loan, a loan example has been developed that incorporates the changes in the regulation. The annual percentage rate test and the points and fees test are applied to a loan example.

Keywords: Regulation Z: Truth in Lending; Home equity loans; Consumer protection;

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Bibliographic Information

Provider: Federal Reserve Bank of Dallas

Part of Series: e-Perspectives

Publication Date: 2002

Issue: 2

Order Number: 1