Working Paper

The importance of bank seniority for relationship lending


Abstract: The authors examine two aspects of a bank's interaction with its borrowers--the relative priority of bank debt and the role of banks as \"relationship lenders.\" They show that making the bank senior improves its incentives to build a relationship with the firm, thereby fulfilling an important function of intermediated debt.

https://doi.org/10.26509/frbc-wp-199808

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Bibliographic Information

Provider: Federal Reserve Bank of Cleveland

Part of Series: Working Papers (Old Series)

Publication Date: 1998

Number: 9808