Journal Article

Which Industries Received PPP Loans?


Abstract: We examine the financial challenges faced by small businesses during the COVID-19 pandemic and estimate the scale of loans provided to small businesses through the Paycheck Protection Program. We find that the program reached businesses throughout the economy, and we estimate that small businesses in most industry sectors received loans equivalent to between 80 percent and 120 percent of 10 weeks of their 2017 payrolls. That said, there are important differences in the distribution of funds across sectors that suggest some businesses had problems accessing loans and that a significant number of firms with more than 500 employees likely used alternative size criteria to qualify for the program.

Keywords: COVID-19;

https://doi.org/10.26509/frbc-ec-210108

Access Documents

File(s): File format is text/html https://doi.org/10.26509/frbc-ec-210108
Description: Full Text

Authors

Bibliographic Information

Provider: Federal Reserve Bank of Cleveland

Part of Series: Economic Commentary

Publication Date: 2021-04-01

Volume: 2021

Issue: 08

Pages: 8