Journal Article

A Brief History of Bank Capital Requirements in the United States


Abstract: Modern capital requirements can appear to be overly complex, but they reflect centuries of practical experience, compromises between different regulators, and legal and financial systems that developed over time. This Commentary provides a historical perspective on current discussions of capital requirements by looking at how the understanding of bank capital and the regulations regarding its use have changed over time.

https://doi.org/10.26509/frbc-ec-202005

Access Documents

File(s): https://doi.org/10.26509/frbc-ec-202005
Description: Full Text

Authors

Bibliographic Information

Provider: Federal Reserve Bank of Cleveland

Part of Series: Economic Commentary

Publication Date: 2020-February-28

Volume: 2020

Issue: 05

Pages: 6