Journal Article

Home mortgage lending by the numbers


Abstract: A look at some of the issues associated with reports that minority applicants for home mortgage loans are far more likely than whites to be denied credit. The authors raise the concern that simple comparisons of denial rates are not sufficient for grasping the complexities surrounding community-oriented lending.

Keywords: Community Reinvestment Act of 1977; Mortgages; Home Mortgage Disclosure Act;

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Bibliographic Information

Provider: Federal Reserve Bank of Cleveland

Part of Series: Economic Commentary

Publication Date: 1993

Issue: Feb

Order Number: 2