Discussion Paper

The role of banks in the transmission of monetary policy


Abstract: The transmission of monetary policy, especially in light of recent events, has received increased attention, especially with respect to the efficacy of the bank lending channel. This paper summarizes the issues associated with isolating the bank lending channel and determining the extent to which it is operational. Evidence on the effectiveness of the bank lending channel is presented, both in the United States and abroad. The paper then provides observations about the likely consequences for the effectiveness of the lending channel of the changes in the financial environment associated with the recent financial crisis.

Keywords: Monetary policy; Global financial crisis; Banks and banking - Regulations;

Access Documents

File(s): File format is application/pdf http://www.bostonfed.org/economic/ppdp/2013/ppdp1305.pdf

Authors

Bibliographic Information

Provider: Federal Reserve Bank of Boston

Part of Series: Public Policy Discussion Paper

Publication Date: 2013

Number: 13-5