Report

Student loan debt and economic outcomes


Abstract: This policy brief examines the impact of student loan debt on individuals' homeownership status and wealth accumulation, employing a rich set of financial and demographic variables that are not available in many of the existing studies that use credit bureau data. It is important to understand whether and, if so, how student loan debt affects households' economic decisions because student loan debt has now surpassed credit card debt to become the second largest amount of household debt outstanding after mortgage debt.

JEL Classification: E20; E21;

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File(s): File format is application/pdf http://www.bostonfed.org/economic/current-policy-perspectives/2014/cpp1407.pdf
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Bibliographic Information

Provider: Federal Reserve Bank of Boston

Part of Series: Current Policy Perspectives

Publication Date: 2014-10-01

Number: 14-7

Pages: 38 pages