A number or a person?: perspectives on credit scoring and fair mortgage lending: article four in a five-part series

Dunlap, Ken; Lund, William N.; Robinson, John M.; Silver, Josh

Journal Article

A number or a person?: perspectives on credit scoring and fair mortgage lending: article four in a five-part series

Abstract: This fourth article in a five-part series on credit scoring showcases three different perspectives. Up for debate is how lenders can ensure fair treatment to all mortgage applicants and how consumers can be educated about the effect their credit score has on loan pricing.

Keywords: Mortgage loans;