Working Paper
Small business credit scoring and credit availability
Abstract: U.S. commercial banks are increasingly using credit scoring models to underwrite small business credits. This paper discusses this technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and public policy issues.
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File(s): File format is application/pdf https://www.frbatlanta.org/-/media/documents/research/publications/wp/2005/wp0510.pdf
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Bibliographic Information
Provider: Federal Reserve Bank of Atlanta
Part of Series: FRB Atlanta Working Paper
Publication Date: 2005
Number: 2005-10