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Keeping bank depositors still comes down to rates
Abstract: How does a bank attract deposits and remain competitive when rates fluctuate and depositors are increasingly mobile? Managing the bank deposit franchise is a cornerstone of bank profitability and stability, and doing so has been challenging during the rapid rise in interest rates in 2022 and the subsequent regional banking turmoil.
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https://www.dallasfed.org/banking/pubs/dfb/2026/2602
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Bibliographic Information
Provider: Federal Reserve Bank of Dallas
Source: Dallas Fed Banking
Publication Date: 2026-02-19