Reciprocal deposit networks provide means to exceed FDIC’s $250,000 account cap

Abstract: Because of their prominence, reciprocal deposits are important in the broader discussion of deposit insurance. Though they have the potential to increase banks’ moral hazard, they also bring increased trust and safety to the banking system.

Keywords: banking; finance; consumer finance;

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Bibliographic Information

Provider: Federal Reserve Bank of Dallas

Source: Dallas Fed Economics

Publication Date: 2023-11-28