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Tokenized deposits could affect bank liquidity, maturity transformation
Abstract: Development of faster payment infrastructure has accelerated in recent years. Real-time payment options for individuals and businesses have grown substantially, including the Federal Reserve's FedNow platform allowing instant payment processing for eligible banks and credit unions.
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https://www.dallasfed.org/research/economics/2026/0825
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Provider: Federal Reserve Bank of Dallas
Source: Dallas Fed Economics
Publication Date: 2026-08-25