Journal Article
How US Consumers without Bank Accounts Make Payments
Abstract: Using data from the 2021 Survey and Diary of Consumer Payment Choice, this article investigates two questions: What payment instruments do consumers without bank accounts adopt? How do these consumers make payments?
Keywords: Unbanked consumers; payment choice; payment card adoption; payments inclusion;
JEL Classification: D63; E42; J15;
https://doi.org/10.29338/ph2023-1
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Bibliographic Information
Provider: Federal Reserve Bank of Atlanta
Part of Series: Policy Hub
Publication Date: 2023-01-11
Volume: 2023
Issue: 1
Order Number: 2023-01