Journal Article

Payment Card Adoption and Payment Choice

Abstract: Using data from the 2021 Diary of Consumer Payment Choice, this article investigates two questions: how do consumers without credit or debit cards make payments, and do consumers without these payment cards differ from other consumers?

Keywords: payment choice; payment card adoption; payments inclusion; unbanked;

JEL Classification: D63; E42; J15;

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Bibliographic Information

Provider: Federal Reserve Bank of Atlanta

Part of Series: Policy Hub

Publication Date: 2022-07-11

Volume: 2022

Issue: 10

Order Number: 2022-10