Journal Article
A regulatory perspective on roll-ups: big business for small formerly private companies
Atz, Michael (1999-03)
Emerging Issues , Issue Mar

Journal Article
Simple forecasts of bank loan quality in the business cycle
Gambera, Michele (2000-04)
Experience from models such as SEER suggests that bank financial condition predict bank failures. However, it has been difficult to find a relationship between macroeconomic variables and bank failures. This paper shows ways in which simple time-series techniques can be used to forecast financial conditions of banks. The models include macroeconomic variables in order to consider systemic cyclical factors in forecasting. In addition, analysis of regression residuals is used to obtain relatively early warnings of unusual performance. ; The empirical result suggest that a limited number ...
Emerging Issues , Issue Apr

Journal Article
Questions every banker would like to ask about private banking and their answers
Atz, Michael (1999-05)
Emerging Issues , Issue May

Journal Article
Agricultural lending: what have we learned?
Lemieux, Catharine (1999-09)
Emerging Issues , Issue Sep

Journal Article
Predicting inadequate capitalization: early warning system for bank supervision
Kolari, James; Jagtiani, Julapa; Shin, G. Hwan; Lemieux, Catharine (2000-09)
Emerging Issues , Issue Sep

Journal Article
A legal analysis of a banking industry online identity and attribute authentication service for consumers and merchants
Gram, William (2000-09)
This is a legal and risk analysis of an online identity and attribute authentication service developed by the Financial Agent Source Transaction (FAST) initiative of the Financial Service Technology Consortium (FSTC). The FSTC is a not-for-profit group organized to enhance the competitiveness of the financial services industry. Members include banks, financial services providers, research laboratories, universities, technology companies and government agencies. FSTC sponsors project-oriented, collaborative research and development on inter-bank technical projects affecting the financial ...
Emerging Issues , Issue Sep

Journal Article
Depressing recoveries
Frye, Jon (2000-10)
Emerging Issues , Issue Oct

Journal Article
Conglomerates, connected lending and prudential standards: lessons learned
Lemieux, Catharine (1999-05)
Emerging Issues , Issue May

Journal Article
Electronic bill payment and presentment: a primer
Spiotto, Ann H. (2001-12)
Electronic bill payment and presentment (EBPP) services are a core component of many financial institutions' on-line banking offerings. This paper discusses the laws (state and federal), regulations, and regulatory guidance generally applicable to EBPP services offered through financial institutions. Particular emphasis is given to (i) the Electronic Fund Transfer Act and Regulation E (including provisions relevant to dispute resolution, liability for unauthorized transactions, and electronic disclosure) and (ii) regulatory guidance with respect to outsourcing arrangements in connection with ...
Emerging Issues , Issue Dec

Journal Article
Merger advisory fees and advisor's effort
Hunter, William C.; Jagtiani, Julapa (2000-12)
Emerging Issues , Issue Dec