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Report
Does college matter?
A series of essays authored by San Francisco Fed President and CEO John C. Williams, Senior Vice President and Associate Director of Research Mary C. Daly, Research Associate Yifan Cao, and Senior Economic Education Manager Jody Hoff, argue that the answer to the questions 'Does college matter?' is a resounding yes.
Report
Regional influences on monetary policy. SF Fed Branch Managers Robin Rockwood, Steve Walker, and Roger Replogle talk with President John Williams about ensuring the diverse industries and geographies within our District have a voice
In our 2015 annual report, What We've Learned?and why it matters, we explain how voices from regional economies influence monetary policy decisions in Washington D.C. We describe how we network with business and community leaders and share an example of how monetary policy stimulus has encouraged business investment.
Report
Cash counts
Does cash still count? Electronic payments in their many forms are a ubiquitous part of our culture and the U.S. economy. Many of us have our paychecks automatically deposited in our bank accounts. We use online bill payment services and frequently shop at our favorite virtual storefronts. Businesses increasingly use electronic payment methods?taking advantage of cost and efficiency gains to contribute to their bottom lines. With this commonplace use of electronic money, you might assume that paper payments are shrinking, and perhaps the predictions of a cashless society, which have persisted ...
Report
What we’ve learned ... and why it matters. 2015 Annual Report President's Letter
2015 Annual Report President's Letter. Report consists of web-text, videos and podcasts, available at: http://www.frbsf.org/our-district/about/annual-report/annual-report-2015/#toc
Report
The fragility of finances. SF Fed Community Development's David Erickson and Laura Choi sit down with President John Williams to discuss the fragility of American household finances and how to get more families on the road to economic opportunity
Most American households do not have enough savings to pay an unexpected $400 expense, according to a recent Federal Reserve survey. It?s one of the findings we discuss in the new book What It's Worth and one of three distinct stories told by our Community Development team in the 2015 annual report, What We've Learned...and why it matters. Financial insecurity and income volatility affect every facet of life including health, housing, employment, and education. Helping more families get on the road to economic opportunity requires holistic solutions.