Identifying the Most Financially Vulnerable Families
Boshara, Ray; Ricketts, Lowell R. (2020-12-07)
Households with less than two months’ income in liquid assets and those with high debt-to-income ratios face the greatest risk of serious delinquency.
On the Economy

The Real State of Family Wealth: Will COVID-19 Worsen Racial, Educational and Generational Gaps in the U.S.?
Kent, Ana Hernández; Ricketts, Lowell R.; Emmons, William R. (2020-11-19)
A new quarterly assessment tracks the pandemic’s impact on wealth trends by demographic groups.
On the Economy

Wealth Gaps between White, Black and Hispanic Families in 2019
Kent, Ana Hernández; Ricketts, Lowell R. (2021-01-05)
Across education, family structure and generations, gaps persist between the wealth of white families and that of Black and Hispanic families.
On the Economy

Which Families Are Most Vulnerable to an Income Shock? A Look at Race and Ethnicity
Ricketts, Lowell R.; Boshara, Ray (2020-12-08)
While liquid assets, education and other factors are associated with how economically resilient families may be during a crisis, race and ethnicity are also related.
On the Economy

10 Years of Accomplishments: A Final Reflection on the Center for Household Financial Stability
Boshara, Ray (2021-02-09)
Ray Boshara reflects on the Center’s work as it readies for its next chapter at the St. Louis Fed.
On the Economy