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Working Paper
On Intergenerational Immobility : Evidence that Adult Credit Health Reflects the Childhood Environment
Using a novel dataset that links socioeconomic background to future credit, postsecondary education, and federal student loan and grant records, we document that, even though it is not and cannot be used by credit agencies in assigning risk, background is a strong predictor of adult credit health. A relationship remains upon inclusion of achievement, attainment, and debt management metrics. These findings reveal a new dimension along which childhood circumstances persist into adulthood and imply that the many important contexts in which credit scores are relied upon to evaluate individuals ...
Journal Article
Who Moved and Where Did They Go? An analysis of residential moving patterns in King County, WA between 2002–2017
From 2002-2017, moderate and middle socioeconomic status (SES) King County residents exhibited greater rates of moving compared to the lowest and highest SES residents. Geographically, movement rates were highest in East King County and North Seattle. High-SES residents were the least likely to move during all years.The percentage of King County residents in the high-SES group increased by 8.9 percentage points between 2002 and 2017, while the percentages of middle-, moderate- and lower-SES residents decreased (by 3.3, 3.2, and 2.4 percentage points, respectively).Neighborhoods in Seattle and ...