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Keywords:Equal Credit Opportunity Act 

Journal Article
Proposed revisions to the Equal Credit Opportunity Act

Financial Update , Volume 12 , Issue Oct , Pages 4

Journal Article
Preemption determination effective November 11, 1988

Federal Reserve Bulletin , Issue Jan

Journal Article
Statement to Congress, August 12, 1986 (Equal Credit Opportunity Act)

Federal Reserve Bulletin , Issue Oct

Journal Article
Equal credit opportunity

Federal Reserve Bulletin , Issue Feb , Pages 101-107

Discussion Paper
Do we still need the Equal Credit Opportunity Act?

The Equal Credit Opportunity Act (ECOA) prohibits discrimination in any aspect of a credit transaction based on sex, marital status, race, ethnicity, age, or other specified factors. Regulation B implementing the ECOA, a applied by the courts, requires that financial institutions challenged on the basis that a policy or practice has a disparate impact on a protected class must demonstrate that such a policy or practices is related to creditworthiness and is justified by a legitimate and necessary business objective. Certain factors that lenders may use in their decisions regarding ...
Consumer Finance Institute discussion papers , Paper 12-03

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