Speech
Community Banking and the Community Reinvestment Act; Community Banking in the 21st Century Research and Policy Conference, Federal Reserve Bank of St. Louis, St. Louis, MO: 10.03.18
Mester, Loretta J. (2018-10-03)
As you look at the agenda, you?ll see that it is quite distinct from other conferences in mixing together researchers, practitioners, regulators, and policymakers. I am a big proponent of the thesis that examining issues from diverse perspectives and discussing those perspectives yields better policy and regulatory decisions. So I am very much looking forward to the conversations we will have over the next two days about the future of community banking. Today, I will focus the bulk of my remarks on the efforts being undertaken to modernize the Community Reinvestment Act. The views I?ll ...
Speech , Paper 100

COVID-19 and CRA: Fed Issues Guidance on Helping Communities Through the Crisis
Dancy, Kevin (2020-03-27)
To help support economic resiliency, we are providing Community Reinvestment Act (CRA) consideration for banking and lending activities in response to COVID-19.
Dallas Fed Communities

Journal Article
Federal Reserve Study Finds Evidence of Significant Impact of the Community Reinvestment Act
DeMaria, Kyle; Ding, Lei (2017-07)
The Community Reinvestment Act (CRA) of 1977 incentivizes depository institutions to meet the credit needs of low- and moderate-income (LMI) people and neighborhoods. Federal regulators periodically examine CRA-regulated depository institutions? (banks, hereafter)1 performance in lending and financial services. Banks? CRA ratings are considered when regulators approve bank mergers, acquisitions, and branch openings
Cascade , Volume 2

The Federal Reserve Is Updating the Community Reinvestment Act. Here’s How You Can Help.
Gunter, Julie (2021-01-13)
Whether you are a community-service organization member, an economic development professional or simply interested in helping communities in our region thrive, your comments and ideas are a critical part of ensuring an inclusive financial services industry.
Dallas Fed Communities

Connecting Communities During COVID-19: A Quick Guide to Broadband Solutions for Local Governments
Barton, Jordana (2020-04-20)
Directives for social distancing and stay-at-home orders have made access to broadband an urgent necessity for families as they struggle to stay connected with schooling, jobs, health care, government assistance and more.
Dallas Fed Communities