Working Paper
Demand estimation and consumer welfare in the banking industry
Dick, Astrid A. (2002)
This paper estimates a structural demand model for commercial bank deposit services. Following the discrete choice literature, consumer decisions are based on prices and bank characteristics. The results, based on the U.S. for 1993-1999, indicate that, with respect to prices, consumers respond to deposit rates, and to a lesser extent, to account fees, in choosing a depository institution. Moreover, consumers respond favorably to the branch staffing and geographic density, as well as to the bank's age, size, and geographic diversification. In light of the banks' responses to regulatory changes ...
Finance and Economics Discussion Series , Paper 2002-58

Journal Article
United States banks and foreign trade financing
Tamagna, Frank M. (1955-04)
Federal Reserve Bulletin , Issue Apr , Pages 357-367

Journal Article
On the size distribution of banks
Ennis, Huberto M. (2001-10)
Economic Quarterly , Issue Fall , Pages 1-25

Speech
Industrial loan companies: testimony before the Committee on Banking, Housing, and Urban Affairs, U.S. Senate, October 4, 2007
Alvarez, Scott G. (2007)
Speech , Paper 315

Journal Article
Economic perspective on the political history of the Second Bank of the United States
Green, Edward J. (2003-01)
The Second Bank of the United States was an institution of first-rank importance, both politically and economically, during the early nineteenth century. This article uses recent contributions to theory on industrial organization and monetary economics to argue tentatively that conflict between debtors and creditors may have played a larger role in the bank's fortunes than previously thought.
Economic Perspectives , Volume 27 , Issue Q I , Pages 59-67

Journal Article
Developments in banking structure, 1970-1981
Savage, Donald T. (1982-02)
Federal Reserve Bulletin , Issue Feb

Speech
The evolution of central banking in the United States : a speech at a European Central Bank Colloquium in Honor of Tommaso Padoa-Schioppa, The European Central Bank, Frankfurt, Germany, April 27, 2005
Ferguson, Roger W. (2005)
Speech , Paper 105

Newsletter
The mixing of banking and commerce: a conference summary
Evanoff, Douglas D.; Darwish, Nisreen (2007-11)
Acquisitions of industrial loan corporations by commercial firms have renewed the debate over the separation between banking and commerce in the U.S. On May 16?18, 2007, policymakers and academics weighed in on this debate during the Chicago Fed?s 43rd annual Conference on Bank Structure and Competition, titled The Mixing of Banking and Commerce.
Chicago Fed Letter , Issue Nov

Journal Article
Nonbank thrift institutions in 1977 and 1978
Atkinson, Sherry S. (1978-12)
Federal Reserve Bulletin , Issue Dec

Conference Paper
Testing the quiet life of U.S. banks with adjusted Lerner indices
Koetter, Michael; Kolari, James (2008)
Proceedings , Paper 1094